![]() ![]() ![]() At any time and at our discretion, the periodic earnings credit rate may change. Currently, the periodic earnings credit rate for your account is 0.2%. The earnings credit will be calculated by applying the periodic earnings credit rate to the minimum balance in the account for the period. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit. Earnings Credit: This account features an earnings credit which is applied to reduce or eliminate fees on the account.A monthly maintenance fee of $6.00 will be charged, and a $0.20 fee will be charged for each debit.Excess Debit Fee: you will be charged $8.00 per debit/withdrawal if you exceed the withdrawal limitations on the account.Of these six (6) allowable transfers, no more than three (3) may be made by check, draft, debit card, check card or similar order made by the depositor and payable to a third party (provided such transactions are allowed by us for your particular type of account). With the exception of loan payments to us, you may not make more than six (6) pre-authorized, automatic, or telephone transfers (including telephone banking and bill pay, internet banking and bill pay, and Internet banking payments and transfers) each month.You must maintain a minimum average daily balance of $1,000.00 in the account each day to obtain the annual percentage yield disclosed.A maintenance fee of $8.00 will be imposed every month if the daily balance falls below $1,000.00 any day of the month.Interest will be compounded and credited monthly.The Interest rate and Annual Percentage Yield for your account may change at any time. ![]()
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